Our People




  • CA. Ciby is a Fellow Member of the ICAI and a Certified Financial Risk Manager (FRM) from USA.
  • He has more than 24 years of rich experience in finance, banking, business valuation, feasibility study, credit rating, investments, derivatives, strategic business plans, accounting, audit, and costing. He has specialized knowledge in valuation, risk analysis, strategy and feasibility analysis.
  • CA Ciby is also an author and published articles and books. He is a board member of two companies in India and a visiting faculty to various reputed institutes and universities such as Emirates Institute of Banking Studies (EIBFS); UAE and S.P. Jain University; Dubai.
  • His latest book, “Advanced Credit Risk Analysis and Management” is published by M/s. John Wiley and Sons, London and taken as reference book by global Universities such as South African University.
  • Participated in Radio programs on finance related topics.
  • Previously he had held senior management roles with Lloyds TSB and HSBC.

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